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Oops! This Content is For Paid Subscribers

This is a paid-subscription website.  The content you are trying to view is for subscribers only.  On the homepage of the website, you can subscribe to this content.  Subscribers have full access to all pages of the site, including the FERSGUIDE retirement guides and PowerPoint presentations.  The cost is $10 per “subscription year” which is from 12/1 – 11/30.  Click here to subscribe.