The 2024 FERSGUIDE is now available on Amazon.
Below, you will find links to documents that provide updates to the 2023 and 2024 FERSGUIDE. This may be new content, updated figures from the government or a correction. You can view and download them here as PDF files.
2024 Edition – New Content or Updates
The current verison on Amazon as of 3/12/2024 is v2024.06. Versions 2024.01-2024.03 do not have errata pages associated with them, as these three versions just corrected typos.
v2024.06 REG (page 17) and SCE (page 18) both updated with an identical disclaimer regarding LWOP requests for those over the pay cap.
Replacement page: REG-2024.06-Page-17-LWOP.pdf Replacement page: SCE-2024.06-Page-18-LWOP.pdf
v2024.05 SCE updated page 154 to reflect that the IRS no longer requires FEHB and LTC premiums be deducted by OPM to be excluded under the PPA 2006 law.
Replacement page: FERSGUIDE SCE v2024.05 p154 PPA 2006
V2024.05 SCE and REG added pages to reflect that OPM is not applying the RAS earnings test according to the law and that some annuitants may seek a retroactive payment.
New pages for REG version: FERSGUIDE REG v2024.05 p31-33 RAS Earnings Test
New pages for SCE version: FERSGUIDE SCE v2024.05 p34-35 RAS Earnings Test
v2024.05 SCE and REG updated pages to reflect that OPM has filed a petition with the U.S. Court of Appeals for the Federal Circuit to appeal the MSPB decision regarding the RAS.
Updated pages for REG version: FERSGUIDE REG v2024.05 p112-113 RAS in Divorce
Updated pages for SCE version: FERSGUIDE SCE v2024.05 p121-122 RAS in Divorce
v2024.04 updated the pay cap section to the 2024 pay scale and added a page of information about OPM apparently not counting the income for rehired annuitants from federal reemployment against the RAS earnings limit.
Replacement pages for REG version: REG-2024.04-Errata-Pages-15-52-54.pdf
Replacement pages for SCE version: SCE-2024.04-Errata-Pages-16-17-55-56.pdf
2023 Edition – New Content or Updates
On 2/2/2023, I updated both versions to reflect the increase of the Basic Employee Death Benefit to $40,279.37 for deaths occurring after December 1, 2022.
FERSGUIDE-REG-2023.03-Page-148-BEDB.pdf
FERSGUIDE-SCE-2023.03-Page-161-BEDB.pdf
On 1/26/2023, I updated both versions to update the interest rate applied to 2023 military and civilian service deposits. The rate increased to 1.875%. Updated pages appear below.
FERSGUIDE-REG-2023.01-Page-21-Interest-Rate.pdf
FERSGUIDE-SCE-2023.01-Page-23-Interest-Rate.pdf
On 1/3/2023, I updated page 10 of both editions to reflect the increase in the age for Required Minimum Distributions.
On 1/3/2023, I updated the section on earning above the pay cap, as OPM has now released 2023 salary tables.
FERSGUIDE-REG-2023.01-Pages-15-16-Updated-GS
FERSGUIDE-SCE-2023.01-Pages-16-17-Updated-GS
On 1/3/2023, I updated the Disability Retirement section of the SCE edition to reflect the passage of the “First Responder Fair RETIRE Act,” which was signed into law as Public Law 117-225, on December 9, 2022.
On 1/3/2023, I updated the TSP penalty-free withdrawals section of the SCE edition. On December 23, 2022, Section 329 of the Consolidated Appropriations Act, 2023, granted HR 2146 penalty-free withdrawal status to SCEs that retired before age 50, but have 25+ years of SCE service.